
HDNUMA̠NVSNS

HŠNUMA̠NVSNSAŠA̠PMDUSNGANG
AHM.HŠUSUA̠ANGPNԠUNSHHKN
3BԠANSAŠBYPASSDNAVҠƠUNPAKDUNS.
HSŠPAŠN3BSANDHBYPVDŠMUHBҠ
AUAY.HŠNYPNSϠHŠANGPNԠ
PAKAGŠHAԠAŠUSDA:

.UNUNPAKUNŠ
AԠAԠUNŠ
.PAKPAKANDUNDUNŠ
ؠUNAԠUNŠ


NGAŠSMŠUYUNSҠBANNGHŠנANDD
DSANDDNGAנHҠŠHNGS.


GԠNP 
SBNԠGԠNUMBҠNMA
MANANGA. 
ADASGNҠ-MAԠUԬ0HS
SSASSƠNԠNGAVŠHN
MPұAKŠGAS. 
SASAV 
MPGԬ
SPà 
DSԠNPSSנANDD. 
DASAV 
SA 
DADSAV 
SAD 
MPDSԬ 
DؠNPNAZSנD.APSVŠD.
MA-D-
DرSADSAVŠSԠDSAVŠϠNUDŠPN
MAD 
ADASAVŠD- 
MASSA-D- 
MP+3UMPƠ<D+ 
SABNԠNUMBҠƠADNGBANKS. 
MPDج 
DASAV 
MPDرSԠDנϠGVŠHŠGUYAHAN
SPà 
DGԠNPBANSBHנANDD. 
SBGԠSԠ 
SBHAҠMAKŠSUŠNԠHAA
PAPNԠSADMA̠PN. 
SSԠS...K
MPұ'SN...ϠBAD
SBNԠGԠD 
SBDؠؠUP
MPDGԬ 
SPà 
DMNPADSMANSSANϠAB.
DAMAN
DBMAN+
MPDM 
SMNPSSMANSSANϠMAN.
SAMAN
SBMAN+
MPSM 
Añ0NPMUԠNUMBY0(N.A-N 
SZASS 
MPAñ0ɠԠƠN0.
SSAƠPSVŬDVDŠBY0 
MPBGؠSŬMUPYBY0NMS
MANASԠUNԠϠNGAV 
SAMP 
SBDBY0 
SZMP 
MP- 
MPAñ0 
BGؠSAMP 
SBMBY0 
SZMP 
MP- 
MPAñ0 
SPà 
MBY0NPMUPSMANSSABY0 
DAMANԠƠNUMBҠSZϬ
SZASS 
MPMBY0ɠUN.
DBPMUPYBY.
ADB....3 
SBP 
DAMAN+
DBMAN+
ŬASHԠGHԠϠBS
B 
A 
B 
SBMPàSAVŠMAN+ 
SBDM 
ŬASHԠGHԠϠBS
B 
A 
B 
SAMPASAVŠMANԯ 
DAMP 
 
ADAMAN+MANԲ+MANԲ.5MANԲ
SAMAN+
SZ 
NBADDAY 
DAMPA 
SZ 
NAADDAYNϠMAN 
ADBMAN+MPUŠ.5MANԱ
SZ 
NAADDAY 
ADAMANԠ.5MAN 
SBSM 
SSASSƠV׬
MPMBY0 
ŬASHԠGHԠAND 
B 
SBSM 
DAMAN+
A 
SAMAN+
SZPBUMPPNN
NP 
DAMAN
MPMBY0 
DBY0NPDVDSMANSSABY0
DAMANԠƠNUMBҠSZϬ
SZASS 
MPDBY0ɠUN.
DBMNADUS
ADBPPNN 
SBP 
DAMAN+NUMM+M+M 
ŬA.ؠ+Y+Z(ؽYZ0636B
MPYNHSHԠMSϠHAԠSGN+.
ŬAHNSHԠPDUԠBAK 
B 
ADABSNŠYZADDҠSSPDU 
SZ 
NBADDAY.BUPPҠM 
SBMAN+
B 
DAMAN+
SAƠASԠSG.BԠƠMHN
DBNHMPANHSŠ0.USD
SBMPAϠGANAUAYHAԠ̠B
ŬASԠHNMSSHDB 
MPYNHMUPY. 
ŬASHԠBAK
B 
ADAMPA 
SZ 
NBNנBANANSUŠPDU
ADAB 
SZ 
NBBAMנ+YMUPP
ADAMAN+MM+UM+UYM 
SZ 
NB 
SAMAN+
SBMAN+MUPPҠM
DAMAN
B 
SBMANԠM0
MPYNHSGNAAYS+.NϠSHԠD. 
 
ADABBAMҠYM 
SZŬSS 
MP+3 
SZMANԠMANԽ
SZMAN+MM+
SAMPAAYM+UZMҠM+UYM
ADAMAN+MYM+UZM+M+UYM+UM 
SZ 
SZMAN+
SAàPUԠMNàҠNM 
DAMPA 
ADAMAN+MM+UYM+UM 
SZ 
NB 
ADBMAN
SBMANԠMUPPҠM
SABSԠUPҠNM
DAMAN
SBNM̠NMAZ 
MPDBY0 
HDɬDŬƬGSPANS
 
GYPŠSBHK 
SSUPU
MPYPŠNPUԠSAMŠASYP 
DA.... 
SASGN
SBDGԠGԠנANDDDS
DADSAVŠSAVŠ
SAGDPAS
ASԠAGSϠHAԠYPŠAND
SAGAGYPŠ̠UNϠGYP 
A 
SASAŠNϠSAŠAҠƠ-YPŠUSD
GNVSBƲS 
SBABSGԠABSVAU 
SBSAVNSAVŠUPUԠNUMB
SBMBY0Ơ0NUMBҠ<.
DAPHNNUM<. 
MANA 
SSA 
MP+3 
UԠSBSҠMAԠSŠ.D 
MPG
SBSҠNUM. 
GPDAP 
MANA 
SSASS 
MPUƠP<0SϠNUM<
SBDBY0SŠDVDŠBY0̠N< 
SZDSAVŠҠUSŠYP. 
MPGPDDS̠K
DAGDNUMϠBG.USŠ.DMA
SADSAVŠSŠD 
MPU
UƠSBSҠMAԠS(-.(D-G(N
MPG
BAKƠDAMN
SAMP 
BPDABANKU
SBU 
SZMP 
MPBPSPAS 
BAKŠSBHK 
DAGDS 
SADSAVŠD
MPGNVDϠԠAGAN 
SAVNNPSAVSNUMANDPNN
DAAMAN 
DBASMN 
SB. 
DAP 
SAPS
MPSAVN 
SҠNPSSNUMB 
DAASMN 
DBAMAN 
SB. 
DAPS
SAP 
MPSҬ 
YPŠASGNSSԠ
SASGNZϠҠHŠUSŠ 
SASAŠNϠSAŠAҠҠNPU 
SBGԠG.D-ҠNGSUԬ0 
SBHKҠNGSN.
ASS 
A 
SBD 
MPNV 
YPŠASԠSGN0ҠG 
SASGN
SBDG 
NVSBƲSԠHKANGSUN
SBABSSԠABSU
GƠSBDSԠSԠנD 
MA 
SBD 
SBHKNҠUԠ? 
MPUԠU 
SBNPUԠN
NSBHKHKPAS 
MPNVP
UԠDASA 
MANA 
SBAñ0APPYSAŠA
DABN
SBUP 
HŠNԠנNSƠDŠAŠAKUDGŠNSSAYҠUPU- 
NGHŠNUMBҠZ.ԠSNSSAYBAUSŠUPԠ̠HAV 
DDA̠ADNGZSANDHSSSSBANK. 
SABN
ADASAV 
SZASS 
MP.U. 
SBUP 
DAGAGG-D?
SSA 
MPBAKƠYS.GϠBAKϠGYP 
MPN
ABSNPSԠNUMBҠPSVŬSGN0- 
DAMAN
SSASS 
MPPSԠԠASPSV 
SB.M 
AMANԠDƠMAN
ADAPؠPNN
SAP 
ASSSԠA-ANDSKP 
PSԠA 
SASGNSԠSGN
DAMAN+
SA 
SBDM 
SBNM̠NMAZ 
MPABSɠUN
DYPŠDADD
SADSԠPNNԠDϠAS(D
YPŠSBHK 
SS 
MPYPŠNPUԠSHŠSAMŠAS-YP.
DA....SԠSGNҠG.
SASGN
SBDG 
PSBƲSԠHKHŠS
SBABSSԠϠPSV 
GŠSBDSԠSԠנANDD.GYPŠMGHԠN
MA 
SBD 
DBSA 
SSBSS 
MP+ 
ADAMNƠPSVŠSA 
SABNԠAҠNDD+
ASSDGSSϠADUS 
ABNԠANDD 
MBNB 
SBPN 
ADBD 
ADBA 
SBD 
DAMAN
SZAƠNUM0
MPUԲ 
SAPNSԠPN0AND
MPUԱSKP
ADUSԠNUMBҠϠBŠAԠASԠ0.
UԲSBSAVNSAVŠNUMB 
SBMBY0Ơ0MSNUMB
DAPS<(PѠ0
MANA 
SSA 
MP+ 
SZPNBUMPPNAND
NP 
MPUԲNNU. 
SBSҠSŠSŠNUMB 
NנUPUԠHŠANPAԠ
UԱDAPN 
SBUP 
MANASAVŠNA̠VAUŠƠPNN
SAPN 
SBUP 
UPUԠHŠPNNԠPAԠ
DADSԠH 
SBUҠDSPVŠŠҠD
DAMNUS 
DBPN 
SSBSKPƠPSV
MBNBSSƠNGAVŬ'SMPMNԦSKP
DAPUSƠPSVŬHANGŠAϠ'+' 
SBPN 
SBUҠUPUԠHŠSGN 
UPUԠHŠPNNԠMAGNUDŠ
DBPN 
DA...60 
ADBMN0 
SSB 
MP+3 
NA 
MP- 
ADB... 
SBPN 
SBU 
DAPN 
SBUҠSNDDG
DAGAG 
SSA 
MPBAK 
SBHKHKҠPAS 
MPP 
HDNUMA̠UPUԠNVSN

UPԠSHŠUNŠHHPMSA̠HŠUPUԠNVSN.
ԠASSUMSHAԠSAVŬDSAVŬANDBNԠHAVŠBNPPYN-
AZDANDHAԠHŠNUMBҠSPSVŠANDAԠASԠ0..
HSAҠNDNSNԠNSSAYҠHҠHAN-NV-
SNҠADNGZSMAYAPPAҠNHŠHҠYPSƠ
NVSNS.HŠMANPSSSϠSԠDUŠHŠNUMBҠϠ
SSHANHUSBUDNGUPHҠBNԠҠPNDPNDNG
UPNHϠSANG.HNHSSDNŬHSVAUŠSUND
ϠHŠAҬHϠHNSSԠANDSSHŠԠVAUŠ
ƠBN.HŠAҠHNUNSϠUPHHDSHŠ
AUA̠BNAYϠDMA̠NVSNBYPADYMUPYNG
HŠNUMBҠBY0ANDUPUNGHŠNGҠPAԬHNHNG
ԠAAY.SPA̠AŠSAKNϠUPUԠHŠSGNANDDMA̠
PNԠPPYANDϠUNDHŠSUԠY.

UPԠNP 
UP3SABMNA̠VAUŠƠBNԠASPU- 
DBYA
DUŠNUMBҠϠ<
DBPSԠHŠPNN 
MBNB 
SSBSSƠPSVŬH
MPUPԬɠDUNSDN 
.U.SBDBY0DVDŠԠBY0
A 
ADABMBM.
MPUP3P
UPNP 
SBSAVNSAVŠNUMB 
YDBBNԠUPUԠADNGBANKS 
DASGN
ADBASUBAԠҠSGNƠNGAV 
SSBSSSKPƠNGAV
MPUP 
ƠBNԠGѠDŠANS̠UPUԠHŠNUMBҠ 
MB-BN- 
SBDԠUSDҠUPUԠDV
ADBDD-BN-
SSBNBSSSKPƠBNԠGѠDSԠBD-BN 
MANABNԠ0Ҡ 
SABN
MPBUKSUPUԠDASHS
SBDSԠNנVAUŠƠD
MPUP6 
UPDABANKUPUԠH
SBMUϠADNGBANKS
UP6SZSGNUPUԠAMNUS? 
MPUPN. 
SZ 
NPUSԠNAS
DAMNUS 
SBU 
NנPNԠHŠDGSNŠAԠAMŬASDSBDABV.
UPDAD 
SAD
MANA 
ADA 
SANԠD- 
UԱ5DB 
MBSSBNBƠנAS0V
MPBUKS 
ADBDD- 
MBSSBNBSZBƠ-D0SKP
MP+5 
A 
SADNϠMŠPNSU
DAPN 
MPUDP 
SBGDGGԠHŠDG 
ADA...60NVԠϠAS
UDPSBU 
SZנSKPƠDN
SS 
MPADNנDHAUSD 
DA...60ND-NADNGZS
DBNԠHҠNSSAŠA 
SBMU 
A 
SAN 
MPUԱ5 
GԠMŠDGԠϠUND
ADNSBGDG 
ADAMN5
SZVGƠBUҠSBMBDGԠ!
SSASKPƠDGԠAS5ҠM 
MPUP 
UNDNGSN
SBDSԠSԠנSϠŠDN'ԠBAKϠAҠA
DBBҠGԠHŠAS
UԱSBBUƲAHAAҠUPU. 
SBDGԠASԠADG? 
MPUP9N. 
DBB 
PANNŠYS.ASԠANN. 
MPUԱ0YS.
SNŠHŠDGԠAS<9ŠUSԠBUMPԠUP. 
ADA...6 
MPUԱ 
UԱ0DA...60HANGŠHŠNNŠϠAZ 
SBABU 
UԱSBBAKBBAKUPBUҠPN
SZנSԠҠBGNNNGƠD.
MPUԱ 
BUKSDA.BUƠPAŠ$'SNHŠD. 
A̠SԠSԠNԠAND
MANABҠϠPNԠAԠH 
ADANBGNNNGƠH 
ADABSD.
SAN
DABS
SAB 
SBDSԠSԠ 
DAD
SSANAƠNGAVŬANS̠
MP 
DAMNY 
DBSAV 
MBNB 
SBMU 
MPUP 
ԠSADSԠDϠSSHANB 
SZBN
SBSҠSŠNUM 
DASGN
ADAMN
SASGNSŠSGN
MPYYAGAN 
UP9PAPNԠASHŠHAAҠADMA̠P.?
MPUԱNHNGϠDϠƠԠAS.
PABANKASԠABANK? 
MPUԱ3YS.SԠSASY 
HSŠԠHASϠBŠAMNUS. 
SZנHKׯ
SSANMVŠԠBAK. 
MPBUKSSYABUԠHA
SBBAKB 
SBABU 
SZBҠNנPUԠNA''. 
UԱ3DBB 
DA...6 
UԱSBABU 
DASAVŠPUԠBҠBAKAԠHŠNDƠH
MANAD.
ADABS
SAB 
MPUP 
 
BAKBNPSUBASMB
 
B 
ADBB 
SBB 
MPBAKB 
 
MUϠNPUPUSHŠHAAҠNAH
NUMBҠƠMGVNBYB
 
MBNBSԠBNGAV
SSBSSSKPƠBASPSV
MPMUϬɠUNƠBAS0ҠSS 
SBMUԲSŠHŠUN 
SAMUԱSAVŠHŠHAA
MU̠DAMUԱ 
SBU 
SZ 
MPKנNԠ0 
DAMUԱ 
PA...60ƠHAҠ0 
MPUPɠHNBAԠ
KSZMUԲ 
MPMU 
MPMUϬ 
 
GDGNPHSUNŠMUPSHŠNUM-
BҠBY0ANDPSƠH 
NGҠPA. 
SBMBY0MUPYBY0
DBPGԠHŠPNNԠNB 
MBNBASNGAV.
ANDHMSKKPHGHDҠ5BSƠA 
A̠NMAZŠϠBԠ5 
SSBNBAŠԠUN̠PGS 
MP-Z:HSPUSHŠNGҠNA 
AND.GԠDƠHŠHҠSU
SAMP 
DBPNנAŠBAK 
MBNB 
A 
SSBNB 
MP- 
ҠMANԠMVŠHŠNGҠPA
DBMAN+
SB 
DBMAN+NMAZŠHŠMAND.
SBNM 
DAMP 
MPGDG 
NM̠NPNMAZSMANSSA 
SZASSƠABý0
SZB 
MPNM̱ 
SAMAN
DA 
SZA 
MPNM̴ 
SAPSԠP0ANDUN
SBSM 
SAMAN+
MPNM̬ 
NM̴DAMAN
NM̱SSASSƠSGNƠASSԬ
MPNM̲ 
ŬASHԠGHԬ
B 
SBSM 
DA 
A 
SAMAN+
SZPBUMPPNNԠ 
NP 
MPNM̬ɠUN.
NM̲SAMANԠSUBA
AN
ADAPM
SAPP
DAàAND
ŬASH 
B 
SAàN 
DAMANԠB
A 
MPNM̱ 
HDNUMA̠NPUԠNVSN 

NPUԠSHŠUNŠHAԠDSA̠ƠHŠNPUԠNVSN.Ԡ
NUDSBHA-DSANNҠANDAMADSANN.
-DSNDADBYҽ0.A̠NVSNSDNŠN
HŠSAMŠAYGADSSƠHŠMAԠYP.HSASA̠
VAABSϠAPPAҠASNGSANDVŠVSA.HŠMƠA
NUMBҠSASS:

<SGN<NGҠPAԾ<D.PԾ<AN<ž<P.SGN<PNNԾ

A̠ƠHSŠAŠPNA̬ANDHŠAPPAANŠƠHŠSԠ
SGNDGԬҠDMA̠P.DNSANUMB.ANYMBNAN
ƠHŠABVŠSGA̬HHŠNGPNS: 

(ANNA̠ŠSGNDN-DANDSGA̠N
DD
(ƠNϠNGҠPAԠҠANAPPAS(ANDASGNҠ
D.P.DSHŠSUԠSZϠ

ND-DNPUԬƠNϠDMA̠P.APPASHŠSUԠS 
MUPDBY0(-D.

HŠNGSPA̠AUSAŠNUDDҠ-DNPU:

(HNNSUVŠMMASAPPAҠHNϠDAABN
HAԠSԠMNԠSSKPPD.

(HNASASHUSNANNPUԠDHŠMANDҠ
ƠHŠDSADASMMNS.

(3ƠANŠMNASHUԠASASHHŠNPUԠPAN
MNASANDHŠMANDҠƠHŠSԠMANS
UNHANGD.

(HNAUŠAPPASHŠNG 
HAASNHAԠNŠAŠADASMMNS 
UN̠ANHҠUŠAPPAS. 

(5A̠UNGNZDHAASAŠADASBANKS

(6HNANNGҠSPDDBYHŠHAAҠ"B"HŠN-
GҠSNPDASA. 

N̠HNNPUԠSGVNDBYHŠVAABŠPSԬ
HSŠVAUŠNDASHנAҠHŠNUMBҠHASBN
SANNDASS:

PSԠ0:NUMBҠNԠSADYԠ
:NUMBҠSADBUԠNϠDMA̠P.AHDYԠ
3:ASԠHAAҠASHŠ''
:PNNԠBNGPSSD


HKNPSԠҠ-D.ƠNԬUMPS
DAҠANҠUN 
SZA 
MPҴ 
MPHK
NPUԠNP 
ANAZANSN
SASGN
SASGN 
SAMAN
SAMAN+
SAMAN+
SAPN 
SAP 
SASKP
SAPS
PAҠ-D? 
SS 
MPNUP 
SA 
SAD 
PSZנHKҠNDƠDDH. 
MPNUP 
NA̠A 
ṈSAAG 
DAPNNA̠MPUANƠNUMB 
SZSGNMPUŠNA
MANAPNNԠASNGAV 
DBD 
SSBƠNGAVŬ
MBMPDDANA̠DGS
ADAB 
DBPSԠƠNϠ-D 
ADBMN3ADD
SSBSAŠA
ADASA 
SBAñ0 
NԠSBDM 
SZSGNSԠHŠSGN 
MPNBAKPSVŠ--NϠSA 
SB.MMPMNԠMANSSA 
DƠMAN
NBAKDAP 
SB.PAK 
DƠMAN
MPNPUԬɠUN
NUPSBNH 
BANHϠHŠUNŠHAԠHANDSHSHAAҠ 
DBPS
PASASH 
MPNSS 
PAMMA 
MPNM 
PAPUS
MPNPS 
PAMNUS 
MPNMN 
PAPN 
MPNPN 
PA 
MPN 
PADD
MPN 
PAU 
MPNU 
PAA 
MPN 
SBDG 
MPNBN 
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