
ASMBҬB
NAMN.B
ND 
ASMBҬB̬
NAMM 
HDBSANVMAҠSUPҠDUP
NԠ.D..B..... 
NԠ.A..A..DA. 
NԠ.......AY..AY..AY. 
NԠNϬD 
Ԡ...UNAԬج.ҬDBŬSNG
Ԡ.M.PAK 
SKP 
 
 
ƠϠҠԠҠAN 
 
ɠϠ 
 
PҠϠGҠAM 
 
 

HŠANɯϠPGAMPVDSҠA̠NPUԠAND
UPUԠSVSSPDBYHŠ-HP-6AN 
MP.HSNUDSHŠNGYPS 
ANSAMNS: 

ɠŠ(<UNԾ<MAԾ<SԾ
ɠAD(<UNԾ<MAԾ<SԾ
ɠŠ(<UNԾ<SԾ 
VAD(<UNԾ<SԾ 

HŠSԠϠSAMNSPVDŠҠMAD
NPUԯUPUԬHŠASԠϠҠBNAYNPUԯ
UPU.ASPA̠MƠHŠYPŠɠSAMN
S-DNPU.HSSSPDBYASA 
NHŠMAԠD.

NADDNϠHŠUSUA̠BASàANMAԠSP-
ANSHŠNGSPANSAŠ- 
GNZD: 

-MA:HSANBŠUSDϠUPUԠAHAA 
SNGHUԠPYSPYNGHŠNUMB
ƠHAAS.SMS:
"<HAAҠSNG" 

-DNPU:HSASҠNPUԠDAA 
HUԠANYPAUAҠMAԠBNGSPD. 




HŠPGAMSƠNSSSƠHŠSS 
UNS.HSŠANBŠASSDAS: 

HŠMAԠANAYZ.HSŠUNSAŠSPN- 
SBŠҠSANNNGHŠMAԠSNGANDPASSNG 
N̠ϠHŠԠNVSNUN. 

HŠNVSNUNS.HSŠUNSAŠH 
NSHAԠPMHŠAUA̠NVSNBN
NNA̠ANDNA̠PSNANS. 

3HŠMMUNANUNS.HSŠAŠHŠU-
NSHAԠAŠAUAYADBYHŠAN
PGAM.HYSSNAYDVŠHŠUNS
ƠASSSAND.

HŠANGSUNSAŠASS: 

NAZANA:

BNAYNPUԯUPU 

SB.B.(AUNԬB0ҠUPUԬҠNPUԩ

DMA̠NPUԯUPU

SB.D.(AUNԬB0ҠUPUԬҠNPUԩ
DƠBUҠ(NYƠUNԽ0 
DƠMAԠ(0Ҡ-DNPUԩ
DƠNDS 

HNUNԽ0HŠMAҠ̠NVԠDYϠҠM 
HŠUS'SBU.NϠAUA̠ɯϠ̠AKŠPA. 

NNUANAS: 
SB..̠NVԠAANGPNԠNUMB. 
SB..̠NVԠADPNԠNUMB.
SB.A.Ҡ.A.̠NVԠANNŠAAYNANG
PNԠҠDPN.(AƠMNSBADDSSƠS 
MN 

MNANA:(USDNYҠUPUԩ

SB.DA. 



 
 
NSANSANDVAABS 
 
 
B 
AU0 
BU 
.ԠUSDϠMASKHAAS 
BANKԠ0APHAB
MMAԠ5
ŠԠ05NSANS 
ASAԠ0ASɠ"A" 
ƠԠ06 
HԠ0 
ɠԠ 
A̠Ԡ00BPDNGANUMBҠN- 
DNPUԠNDASA.
.36Ԡ36
UŠԠ" 
SASHԠ5
..Ԡ 
..6Ԡ6
....6Ԡ6 
ؠԠ30 
ҠԠ000 
KԠ3ASɠK
PNԠ50
PNԠ5
PUSԠ53
MNUSԠ55
PNԠԠ56
MNYԠDAҠSGN($ 
MNDà-
MNԠ- 
.Ԡ
MSASàMԠMAԠҠMSSAG. 
PAPҠԠ3000SԠҠPAPҠAP.
PBԠԠ00SԠBԠҠ.
NHԠ636SԠ5BSƠHŠNUMBҠ0. 
...60Ԡ60SAMŠASASàZ
MNDà- 
BASàԠ0000 
NԠԠ30000 
KBԠԠ00 
ASòBUA 
MN5Dà-5
NNŠDà9 
...6Ԡ6
HMSKԠ000
MNԠ
MN3Ԡ-3
AGDà00-ҠASADNNS 
DMAҠDNNS
MN6Dà-6
PԠ0 
DDԠ0 
NGԠ00000GA̠U
VŠDà5 
NDà0
̠Ԡ 
ϠԠ 
ԠԠ 
ASMNԠDƠSMAN 
GԠ0 
MN0Dà-0 
...Ԡ
AGDà-0-ƠɠNDNԠND 
SAVŠBSSSAVSAҠɠҠUNMԠGPS
MPBSSMPAY 
MPBSSSAG
ҠBSSPNSϠHAAҠNMA 
DBNKBSSAGҠSKPPNGBANKSNM 
DMABSSAGҠSKPPNGMMASNM 
BSBSSUSDҠMMBNGB
NԠBSSUNSDSHASNBU
ƠBSSMAԠPAԠDUN 
ϠBSSAG...0ҠUPUԬҠN
DBSS5PAԠDҠGUPS 
SVBSS5NA̠VAUŠƠ-D
PNBSS5ADDSSƠԠPAN'SNGUP
NSԠBSSUNSPAN.V̠NMAS
NAY-6-5HNM.
-DNϠ-ҠUP 
UҠNSS 
NSԠBSSNSԠVAUŠҠUNMDGUPS 
ADDDƠSVUSDҠNDNGND 
ADPNDƠNSԠUSDҠNDNGNPN 
BҠBSS 
SKP̠BSSAGSԠϠAVDASPUUS-
UNϠHŠS
VGBSSAGϠSAYHHҠUBUҠSBMBD
SGNBSSUSUAYNDASSGNƠNUMB
נBSSUNҠƠ-D
SAVŠBSSHDSNA̠נҠPAS 
DBSSUNҠƠD-D
DSAVŠBSSHDSNA̠DҠPAS 
BNԠBSSUNSADNGBANKSҠUPU
PNBSSPNNԠPAԠƠNUMB 
UNԠԠNPUԯUPUԠUN 
BMUMPMPAYҠUPU
MUԱBSSMPAS 
MUԲUMPMU
SGNBSSHDSPNNԠSGN 
SKPBSSAGҠNPUԠSKPPNG 
PSԠBSSNPUԠN̠NDA 
AGUMUԱMMAHKҠ-DNPU
NDSBSSPNSϠNDƠANGSUN
AAYBSSUSDBY.A. 
ANHBSSAND.A.
BAGBSSҠBNAYɯϬ0ҠDMA
AGBSS-ƠA̬ҠϠYPŬSŠ0
SAԠBSS 
MANԠBSS3 
PBSSPNN
SA̠BSS 
SAŠBSSSAŠA
GDBSS 
GAGBSS-ƠG-D+HS
DBSSASɠŠҠD
AMPBSS 
ADؠBSSADDSSƠVAAB 
SMANԠBSS3SAVSNUMB
PSBSSҠGYP
MPABSS 
MPBBSS 
MPàUMPB 
NԠUSGNZSҠŠSAŠA 
àBSSPSUDϠàGS 
BUNU6
BUBNU60BNAYDPHYSA̠NGH. 
BNYABS-BUBN-BUBNBNAYDHAAҠNGH.
ASYABS-BUN-BUNASɠDHAAҠNGH. 
SPà 
 
BUɠBSSBUN
BUϠBSSBUN
SKP 
 
UYUNS 
 

HŠUNSHAԠHANDŠHAAҠMANPUANUS 
HŠNGADDSSNGSHM:
HŠADDSSƠHŠDSNANDNBS(5: 
ANDBԠ0SHҠ0ҠHŠHAAҠNAND 
NBS(:ҠҠHŠHAAҠNANDN 
BS(6:0.HUSASNGƠHAASHAVŠAD- 
DSSSHHAŠSUNA.ҠAMPŬƠA- 
N000NANSHŠϠHAASAANDBH
HAAҠADDSSƠHŠAS000ANDHAԠƠH 
BS00.HŠSNGŠBԠSDϠBנAS 
HŠ-B.
 
BUƲANPHŠHAҠHSŠNSNBS
PUԠNϠA
ŬBPSNADDSSANDSԠŽ-B
DABɠDNANNGHAAҠϠA. 
SZSSƠŽ0AŠϠGԠHŠHA- 
AƬAƠAҠNA(6:0.
AND.MASKUԠANUSBS. 
MPBUƲAɠUNHHAҠNA.
 
ABUƠNPHŠHAҠNASPUԠNH 
ANGVNBYB.
SAMPSAVŠHŠHAA
SBNBMPMNԠHŠנDҠB
ADBMNƠB.
SBBUƲAGԠHŠHҠHAAҠNH
AƬAƠMMYDANDAŠϠHɠND
ҠMPMGŠHŠHҠHAA.
SZAŠ 
AƬAƠNSSAY.
SABɠSŠHŠNנD. 
MPABUƬɠUN
 
HAҠNPHŠNԠHAҠNHŠMAԠS
MVDϠA
NHAҠSZҠADVANŠMAԠSNGPN.
DBҠADHAAҠNϠAANDS
SBBUƲAҠBANKҠMMA
DBDBNKSKPBANKSƠDBNK
SZBSS 
MP+3DN'ԠSKPBANKS.
PABANKƠDBNKANDABANKGϠG
MPNHAҠANHҠHAA.
DBDMASKPMMASƠDMA
SZBSS 
MPHAҬɠUN
PAMMAƠDMAANDAMMAGϠG
MPNHAҠANHҠHAA 
MPHAҬɠUN
 
UҠNPHŠHAҠNASPADNH
UPUԠSNG.
SZNԠNDƠHŠBUҠ? 
MPUñ 
AYS--SԠNԠANDUN 
SAN
MPUòSԠVGϠSAYBUҠSBMBD
UñSZBҠADVANŠBUҠPN 
DBB 
SBABUƠSŠHAAҠNBU.
AAҠVGANDŠKAY
UòSAVG 
MPUҬɠUN. 
 
NHҠNPGSNԠHAҠMBU
DANԠƠNԽ0HN
SZASSGԠHŠN
SBDAN.
SZNԠƠNԽ-HNSKP
MPG
ASԠNԠϠ-. 
SAN
DAPSԠƠBGNNNGƠNUMBҠSAN 
ҠҠNŠDNPUԬ
SZASSUNϠND
MPNDSɠS. 
DABANKHSŠUNABANK. 
MPNHҬ 
GàSZBҠƠN<-HN 
DBBҠUS
SBBUƲAGԠHŠN
MPNHҬɠHAA
DGԠNPSSHAAҠNAҠADG
ƠԠSUNHŠU
DGԠNAANDSKP.S 
UNHŠHAAҠAND
DN'ԠSKP. 
DBAPAŠHŠHAAҠNB. 
ADBMNHAAS'9'MANPSV
SSBSSSKPƠBNGAV
MPDGԬɠUN...NԠADG
ADB.HAAS<'0'MANNGAV
SSB 
MPDGԬɠUN...NԠADG
SZDGԠBUMPUNADDSS 
DABPAŠHŠDGԠNA
MPDGԬ 
 
NGNPMPUSHŠNGҠNHŠ-
MAԠSNG.HŠSԠDG 
SAADYNA.
B 
SBDMADN'ԠSKPMMASN 
NԱSAMPSAVŠSUԠSϠA
SBHAҠGԠNԠHAA
SBDGԠHKҠDG 
MPGԠNDƠNG
DBMPMUPYSUԠS
BSBSAҠBYN. 
ADBMP 
BS 
ADABADDϠNנDG
MPNԱP
GԠBBAKUPMAԠPN
ADB 
SB 
DAMPUNH 
MPNGɠSUԠNA 
SPà 
 
NԠNPMPUSHŠNԠNUMBҠNH 
MAԠSNGMSAH.
SBHAҠGԠNŠHAA 
SBDGԠSԠҠDG
MPұNϠDG
SBNGGԠHŠSԠƠHŠNG 
MPNԬɠUN
SPà 


HŠNGSNSHŠMAԠANAYZ.N̠N
HŠSGVNDBYHŠN̠PHHAMNSHŠ
MAԠANDPASSSN̠ϠHŠVAUSNVSNU-
NS.SNŠMNANƠHŠɯϠSAMNԠSD-
MNDBYHŠANGSUNŬAHNVSNUNŠ
MUSԠHKHŠSԠBŠPMNGANVSN.HS
SDNŠBYANGAUNŠADƲS.HŠSŠUN-
NƠHSUNŠSϠHDHŠADDSSMHH
ԠASADANDHNϠGԠBAKϠHŠANG
SUN.HŠANGSUNŠ̠HNPASSN̠
BAKHUGHHŠMMUNANUNS(SŠABVũ.
AHƠHSŠASAUNŠADSԲƬHHGS
BAKϠHŠMAҠBYUSNGHŠADDSSԠAԠ
ƲS.


HKNPHKSPAԠDҠHAUS- 
SZƠN.ƠƠGSϠZϬN- 
MPHKɠ̠ASHUGHϠM.
MԠANASԠDBNKANDDMAҠSKPPNG. 
SADBNK 
SADMA 
SAGAGN.G-YPŠϠZ
SAAGAҠA̬ҠϠAG
DA 
SADNMNA̠YPŠ
DBSA 
MBNB 
SBSAŠN.SAŠA
A 
MSAƠSԠPAԠDAԠN. 
SBHAҠGԠHŠHAAҠANDSԠ 
PAG 
MPGYPŠG-D 
PAŠҠYPS 
MPYP 
PA 
MPYP 
PADD
MPDYPŠD-D
PAA̠SԠҠA̠YP 
MPYP 
PAKANAVŠA̠YP
MPYP 
PA 
MPYPŠANHҠA̠SYMB
PA 
MPYPŠ-D 
PAASASԠҠAYP 
SSƠAYP 
MP+5 
DAAGANDMDŠSDMAҬ
SSA 
MPYPŠUSŠ-YP 
MPAYPŠSŠUSŠAYP 
PA 
MPYPŠ-D 
PAH 
MPHYP 
PA 
MPYP 
PAU 
MPYP 
PASASH 
MPNU 
PA 
MPYP 
PAPN 
MPPYP 
PAPN 
MPPYP 
PAP 
MPPYPŠSAŠA
PAMNUS 
MPMYPŠBҠBŠNG.SAŠA 
SBDGԠASԠHAN 
MP3UNKNNHAA 
SBNGGԠHŠSԠƠHŠNUMB. 
MANASZASS 
MPSNPUDBŠZϠSAŠA
MPM 
 
 
NGAŠHŠNVSNUNS 
 
 
HKNPASHNHŠVAUŠƠ.-
SBMPSAVŠB
DBϠUNϠP+ҠUPUԬP+ 
SZBNPU.
SZHK 
DBMPSŠB 
MPHK 
SPà 
MYPŠSBNԠSAŠAҠSNGAV
SNPSASA̠ҠZ
SBHAҠƠN 
PAPHAAҠSNԠP
MPM 
MP3HŠҠNMAԠS
PYPŠDAƠSAŠAҠSPSV
SASA 
MPM 

YPŠHANDS-NVSN

YPŠDABANKNASŠƠUPU 
SBHKHHAY?
MPUԠU 
SBNHҠN
SSSKP
UԠSBUҠU 
SBHKSԠ 
MPYPŠP

HYPŠHANDSH-NVSN

HYPŠASԠҠN
SADBNKSKPPNG 
SADMA 
HPSBHKHHAY?
MPHUԠU 
SBNHҠN
SZҠADVANŠMAԠPN
DB 
SBABUƠPAŠNϠMA 
HHKSBHKSԠ 
MPHP 
HUԠSBHAҠGԠAHAҠMSNG
SBUҠUPUԠ 
MPHHK 
HDGA̠NVSN
YPŠA 
SASGNN.SGN
SBGԠGԠנPAԠƠD 
PSBASԠSԠAGANDUNϠS
SBHK 
MPUԠPSSUPUԠD
NSBNHҠNPUԠD 
PABANKGNŠADNG
MPNàBANKS
DBBANK 
PA 
DBNGUŠ00000B
PA 
BASŠ0 
PBBANKƠBBANKNԠAԠҠ
MP5SϠGϠϠDAA
SBMANԠSŠSU
SZ 
SS 
MPYPNSHD
SBNHҠGNŠSԠƠD
MP- 
YPSBHKHKҠPAS 
MPP 
NàSZנGԠNԠHAA
MPN 
MP5UNSSDHAUSD: 
UԠDAMANԠUPUԠ
DBԠƠMANԠ<0 
SSASS 
DBƠSŠUPUԠ 
SBMAN
UԱDB 
DAMAN
NBSZB 
DABANKUPUԠ(-ADNGBANKS 
SBU 
SZ 
MPUԱ 
MPYP 
HDASPANS 
AYPŠHANDSA-SPANS
YPŠBSSAMP- 
AYPŠBAMP0
SBAMP
AG 
SASGNH
SBGԠ-D
DAAMPƠA-D
DBSAVŠAND
SZASS 
NBSZB׽AMP0
ASŠAMP-
SAAMP
APSBAS 
SBHKNUԠSH 
MPAU
A-NPU 
ANAZŠMANԠϠZ 
SAMAN
ANSBNHҠADAHAA
DBנGUŠUԠHAԠϠDϠH 
NBSZBƠנNԠ- 
AƬAƠAŠ
ҠMANԠPUԠNPVUSSU
NBSŠNY
SSBSSנS-Ҡ-
SAMAN
SZנSԠҠNSHD 
MPANNԠY 
DBAMP
SZB 
MPAYP 
AƬAƠDA
ҠBANKSϠԠUSYHABANK 
SAMAN
AYPSBHKHKҠPAS 
MPAP 

AUԠDAMANԠGԠSYMB̠ϠGϠU 
DBAMP
SZBSS 
MP+3DASϠGԠԠHAA
DBנGԠ 
NBSZBƠNԠ-ŠANԠH
AƬAƠHGHPA
AND.NŠHAAҠNY 
NB 
SSBƠNԠ-Ơ-ŠAN 
DABANKBANK
SBUҠHŠԠGS 
SZנA̠DNŠY
MPAUԠNP 
MPAYPNDƠASPANS 
HDKSPAN
YPŠHANDSSPANS 
YPŠAG 
SASGNH 
SBGԠ-D 
PSBAS 
SBHKNUԠSH 
MPU 
A̠NPUԠ 
ANAZŠ
SAMANԠZ 
ԱSBNHҠGԠAHAA
SABSAVŠNB
Ҡ..SԠҠA̠DG
PA..6
MPԲԠSN
3SZנNDƠHSNPUԠ??? 
MPԱNP 
6SBHKHKҠPAS 
MPP 
ADDNנDGԠN
ԲDAGԠA̠DGԠBAKNA 
AND..MVŠASɠBS 
DBMANԠPSNPVUSSU 
BƬB 
ADAADDϠNנDG 
SAMANԠPUԠԠBAK 
MP3
A̠UPUԠ
UԠDABANK 
DBנSנGѠ-6?
ADB....6 
SSB 
MPԴN---UPUԠABANK
DAMANԠGԠNUMB 
MB 
AҬAҠPSNVҠҠ6HB
PBMN
AҬA 
AƬAҠAŠ3
NBSZBDNŠANG???? 
MP-NԠYԬSN
AND..MASK 
Ҡ...60ASɠBS
ԴSBUҠHŠԠGS
SZנNDƠVAU?
MPU 
MP6
NDƠA̠SPANS 
ASԠNP 
A 
SAAGSԠA̬ҠϠAG
SBDS 
SBƲS 
MPASԬ 
HD"SPAN

YPŠHANDS"-NVSN

YPŠASԠҠN
SADBNKSKPPNG 
SADMA 
DAҠSAVŠҠ
SAAMPPAS
PSBHAҠGԠMAԠHAA
PAUŠHKҠU 
MPUԱMPҠSPA̠HANDG 
SBHK 
MP+3 
SBNH 
MPP 
SBU 
MPP 
UԱSBHKHKHŠPAԠUN
DAAMPSŠ 
SAҠAND 
MPPP
HDPANHSSMANPUAN 
 
PYPANDPYPHANDŠHŠPANHSSMANPUAN 
PNNANSADDSSƠԠPANHSS.
SVNANSNA̠VAUŠƠPAԠDҠHŠGUP.
DNANSUNԠVAUŠƠPAԠD.
HSŠ5-DAAYSAŠNDDBYHŠUNԠVAUŠƠNS. 
HŠDҠƠHŠAAYSS:DSVPN.
 
PYPSZNSԠADVANŠDPHUN.
SS 
MPҲϠDPAKŠGAS
DANS
DBA 
ADAHŠƠNSԠ-5Ҡ- 
SSA 
SBNSԠSAVŠҠUNMDGUPS
ADBADPNNANSNDDADDSS
DAҠƠPN. 
SABɠSŠMAԠ.ƠԠPAN.
ADBMN5NנNSV.
DA
SABɠSŠPAԠDNSV
SƠADBMN5
SABɠANDND.
MPM 
PYPDANS
ADAVŠUҠPAN?(NSԠ-5
SZASS 
MPASPYS.
SSAN.NSԠ<-5?
MPҲYS.AKŠGAS
DBNS
ADBADDBNANSNDDADD.ND 
SZBɠHKUNԠVAUŠƠPAԠD
MP+S̠MŠPAS
DANSԠPAԠDHAUSD
ADAMN
SANS
ADBVŠNנBNSV 
DABɠSŠPA
MPSƠDAND. 
ADBNMŠPAS.BNPN 
SҠDABɠSԠҠ
SAҠԠPAN.
MPM 
ASPSBƲSԠUNϠANGS.
SBDAƠŠGԠBAKɯϠDAND
A 
SASKP̠AVDSUPUSUNϠA
DBNS 
SBNSԠSԠNS
ADBADPN 
MPSҠSԠҬ.
 
NUԠHANDSHŠSASHNAMAԠ 
 
NUԠSBDA 
SBHK 
MPNU 
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