2' NAME--INSTALL1 4' 6' DESCRIPTION--CALCULATES THE MONTHLY PAYMENTS SCHEDULE FOR 7' AN INSTALLMENT LOAN AND PRINTS THIS SCHEDULE IN THE FORMAT OF 8' A LOAN STATEMENT. 10' 12' SOURCE--REVISED 8/8/69 BY J. ROKUS 14' 16' INSTRUCTIONS--ENTER INFORMATION FOR INSTALLMENT LOANS 17' BEGINNING IN LINE 1090. 18' 20' THIS PROGRAM WAS WRITTEN FOR STUDENT USE AT AMOS TUCK SCHOOL 21' OF HANOVER,N.H., WHICH DOES NOT ASSUME RESPONSIBILITY FOR 22' ITS ACCURACY. 24' 26' * * * * * * * * * * * MAIN PROGRAM * * * * * * * * * * * * 28' 32 DEF FNP(N9) 34 LET C2=1 36 IF N9=0 THEN 86 38 LET P9=0 40 LET C9=INT(N9*100+.5) 42 LET F9=INT(C9/100) 44 LET R9=C9-100*F9 46 LET T9=INT(F9/10) 48 LET P9=P9+1 50 LET T9=INT(F9/10) 52 LET O(P9)=F9-10*T9+48 54 LET F9=T9 56 IF F9>0 THEN 48 58 LET O(0)=P9+3 60 LET O(P9+1)=46 62 LET O(P9+2)=INT(R9/10) 64 LET O(P9+3)=R9-O(P9+2)*10+48 66 FOR I9=1 TO P9/2 68 LET T9=O(I9) 70 LET O(I9)=O(P9+1-I9) 72 LET O(P9+1-I9)=T9 74 NEXT I9 76 LET O(P9+2)=O(P9+2)+48 78 CHANGE O TO Q$ 80 PRINT Q$; 82 LET FNP=C9/100 84 GO TO 88 86 PRINT" 0"; 88 FNEND 110 REM CALCULATES PAYMENTS FOR AN INSTALLMENT LOAN 120 DIM C$(12) 'MONTHS OF THE YEAR' 130 MAT READ C$(12) 140 READ G$ 150 IF G$="FINISH" THEN 9999 160 READ G1$,G2$ 170 READ B,B1,C,A,I,R,R1,M 175 LET C3=C 177 LET C8=1 180 IF R<1 THEN 210 'CHECKS FOR FEE RATHER THAN RATE' 190 LET A5=R 200 GO TO 230 210 LET A5=(A+I)*R*M/12 220 LET T=(I+A+A5)/M 'MONTHLY PAYMENT 230 IF T*100=INT(T*100) THEN 290 240 LET T=INT(T*100+1)/100 250 IF R<1 THEN 280 260 LET A1=R 270 GO TO 290 280 LET A1=T*M-A-I 'TOTAL PAYMENTS 290 IF A1*100=INT(A1*100) THEN 310 300 LET A2=INT((A1*(I/(A+I)))*100+.5)/100 310 LET D=A1 320 LET E=I 330 PRINT 340 PRINT 350 PRINT TAB(15);"INSTALLMENT LOAN STATEMENT" 360 PRINT TAB(15);"--------------------------" 370 PRINT 380 PRINT G$ 390 PRINT G1$ 400 PRINT G2$ 410 PRINT 420 PRINT"AMOUNT OF LOAN";TAB(26); 421 LET A=FNP(A) 422 PRINT 430 PRINT"INTEREST";TAB(26); 431 LET A1=FNP(A1) 432 PRINT 440 PRINT"INSURANCE";TAB(26); 441 LET I=FNP(I) 442 PRINT 450 PRINT TAB(26);"--------" 460 PRINT"FACE AMOUNT OF THE NOTE";TAB(26);A+A1+I 470 PRINT 480 IF R<1 THEN 510 490 PRINT"FINANCING FEE"R 500 GO TO 520 510 PRINT"ADD ON INTEREST RATE"R 520 PRINT "EFFECTIVE ANNUAL RATE "R1 530 PRINT "DATE OF LOAN IS "C$(B);" ";B1;",";C+1900 540 PRINT"MONTHS TO MATURITY"M 550 PRINT"MONTHLY PAYMENT $"; 551 LET T=FNP(T) 552 PRINT 560 PRINT 570 PRINT TAB(0);"DATE";TAB(15);"BALANCE";TAB(30);"PAYOFF"; 580 PRINT TAB(50);"INTEREST" 590 PRINT TAB(0);"DUE";TAB(15);"REMAINING";TAB(30);"BALANCE"; 600 PRINT TAB(50);"PAID" 610 PRINT TAB(0);"----";TAB(15);"-------";TAB(30);"-------";TAB(50);"------" 670 LET Z=B+1 680 LET B5=A1+A+I 690 LET C1=12-B 700 LET C=C+1900 710 PRINT TAB(0);C 720 PRINT 730 PRINT TAB(0);C$(B);" ";B1;TAB(15); 735 LET B5=FNP(B5) 738 PRINT TAB(30); 740 LET A=FNP(A) 742 PRINT TAB(50);"NONE" 750 FOR J=1 TO M 'CALCULATION & PRINTING MONTHLY TABLE 760 LET P=((M-J+1)/(((M+1)/2)*M))*A1 770 LET P=INT(P*100+.5)/100 775 LET S(C8)=S(C8)+P 780 LET F=((M-J+1)/(((M+1)/2)*M))*I 790 LET F=INT(F*100+.5)/100 800 IF JC1 THEN 980 970 GO TO 990 980 IF Z<13 THEN 1030 990 LET Z=1 1000 LET C=C+1 1005 LET C8=C8+1 1010 PRINT 1020 PRINT TAB(0);C 1025 PRINT 1030 NEXT J 1040 PRINT 1050 IF R<1 THEN 1064 1060 PRINT"FINAL MONTHLY PAYMENT IS "; 1061 LET B7=FNP(B7) 1064 PRINT 1066 FOR J=1 TO C8 1067 PRINT 1068 PRINT"TOTAL INTEREST PAID IN ";(C3+1900+J-1);" IS "; 1069 LET S(J)=FNP(S(J)) 1071 PRINT 1072 NEXT J 1075 DATA JAN,FEB,MAR,APR,MAY,JUNE,JULY 1080 DATA AUG,SEPT,OCT,NOV,DEC 1090 DATA"WILLIAM SMITH","99 LEBANON ST","HANOVER, N. H." 1100 DATA 6,15,68,1500,31.91,.06,.11,12 9990 DATA "FINISH" 9991 PRINT"" 9995 GO TO 140 9999 END